Millions of accidents happen on the job on any given day across the country. Workers are left with a range of injuries, some of which put them out of work for considerable periods. Luckily, workers’ compensation exists in most states, and it steps in to cover workers in such instances.
If you have suffered a workplace accident, you probably have your eyes on workers’ compensation benefits. However, there are mistakes you may make following your accident that could end up jeopardizing your claim. Below are some of these errors you need to be on the lookout for.
1. Failing to inform your employer on time
You need to inform your employer of your workplace accident within 30 days. Without viable reasons, your claim may be dismissed if you wait beyond this period. Ideally, you should make your employer aware immediately.
2. Not seeking immediate treatment
Getting medical attention is best for your health and safety. If you delay or fail to seek medical treatment, insurance companies may conclude that your injuries were minor or occurred elsewhere. Additionally, you can use medical records to reinforce your claim.
3. Not documenting the details of the accident
It is crucial to document important aspects of your workplace accident. These include the time of the accident, what you were doing, and any witnesses who may have been around. You may find it hard to remember the exact details of your accident, and this could be used against you if there is a dispute.
4. Agreeing to an early settlement
Sometimes, your case may drag on for days or months after the accident. You may accept an early offer to put everything behind you out of frustration. However, it may not be enough to cover all the damages, and it could be hard to get additional compensation for your injuries.
Even though some occupations are generally more dangerous than others, every job carries an element of risk. Therefore you need to be well prepared to deal with such a misfortune and ensure you successfully navigate the claims process.