You were seriously injured on the job. You definitely aren’t faking anything or trying to seek workers’ compensation you aren’t justly due.
So why is your employer (or their insurer) contesting your claim?
Your case could be ‘red-flagged’ through no fault of your own
Insurance companies are all about risk management, and that means looking for patterns and making predictions. Unfortunately, that means innocent people can find their perfectly valid workers’ comp claim red-flagged for reasons that are out of their control.
Your employer or their insurance company may doubt your claim is valid when:
- Your work is seasonal in nature, and your injury happened right before the season was due to end.
- You waited a few days to report an injury, or you were injured early on a Monday or late on a Friday.
- You were injured shortly after being hired, after being disciplined, right before a layoff or close to your retirement.
- There are no witnesses to your injury or the only witnesses are people who are known to be your friends.
- You can’t remember exactly what happened, so you give conflicting statements about how the accident occurred.
- You engage in physical activities outside of work that could cause similar injuries.
- Your coworkers express their doubts to the boss about how you were injured, when you were injured or the severity of your injuries.
- The accident in which you were injured happened miles away from the main job site and outside your normal routine.
Frankly, you can even be flagged for suspected workers’ comp fraud if you’re just determined to be too assertive about your claim.
Get help with your Florida workers’ comp claim
The workers’ compensation claims process is difficult enough without having to prove that your injuries are valid and related to work. If you find your claim blocked in any way, it may be time to speak to an attorney.